Intesanpaolo (MEX:ISP N) E10: MXN8.26 (As of Mar. 2026)


MEX:ISP N Intesa Sanpaolo MEX:ISP N
60 GF Score
Price MXN118.41
GF Value MXN85.35
! 6 Warning Signs
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What is Intesanpaolo E10?

Intesanpaolo MEX:ISP N 60 E10 is MXN8.26 as of Mar. 2026. GuruFocus rates MEX:ISP N with a GF Score™ of 60/100 and a GF Value™ of MXN85.35. The stock has 6 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Intesanpaolo's adjusted earnings per share data for the three months ended in Mar. 2026 was MXN3.336. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is MXN8.26 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Intesanpaolo's average E10 Growth Rate was 9.10% per year. During the past 3 years, the average E10 Growth Rate was 20.50% per year. During the past 5 years, the average E10 Growth Rate was 31.60% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Intesanpaolo was 51.80% per year. The lowest was 10.10% per year. And the median was 26.05% per year.

As of today (2026-06-29), Intesanpaolo's current stock price is MXN118.41. Intesanpaolo's E10 for the quarter that ended in Mar. 2026 was MXN8.26. Intesanpaolo's Shiller PE Ratio of today is 14.34.

During the past 13 years, the highest Shiller PE Ratio of Intesanpaolo was 59.84. The lowest was 8.59. And the median was 16.55.


Intesanpaolo  (MEX:ISP N) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Intesanpaolo's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=118.41/8.26
=14.34

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Intesanpaolo was 59.84. The lowest was 8.59. And the median was 16.55.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Intesanpaolo E10 Related Terms


Intesanpaolo E10 Historical Data

* Premium members only.

The historical data trend for Intesanpaolo's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Intesanpaolo E10 Chart

Intesanpaolo Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.42 4.19 5.22 6.90 6.96

Intesanpaolo Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.54 6.52 6.89 6.96 8.26

MEX:ISP N vs PNC: E10 Comparison

For the Banks - Regional subindustry, Intesanpaolo's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Intesanpaolo Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Intesanpaolo's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Intesanpaolo's Shiller PE Ratio falls into.


MEX:ISP N
60GF Score
Intesa Sanpaolo MEX:ISP N
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Intesanpaolo E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Intesanpaolo's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=3.336/122.6000*122.6000
=3.336

Current CPI (Mar. 2026) = 122.6000.

Intesanpaolo Quarterly Data

per share eps CPI Adj_EPS
201606 1.039 99.900 1.275
201609 0.868 100.100 1.063
201612 0.870 100.300 1.063
201703 1.007 101.000 1.222
201706 5.281 101.100 6.404
201709 1.082 101.200 1.311
201712 1.859 101.200 2.252
201803 1.568 101.800 1.888
201806 1.377 102.400 1.649
201809 1.091 102.600 1.304
201812 1.340 102.300 1.606
201903 1.315 102.800 1.568
201906 1.519 103.100 1.806
201909 1.305 102.900 1.555
201912 1.048 102.800 1.250
202003 1.814 102.900 2.161
202006 2.079 102.900 2.477
202009 5.464 102.300 6.548
202012 -3.868 102.600 -4.622
202103 1.947 103.700 2.302
202106 1.919 104.200 2.258
202109 1.210 104.900 1.414
202112 0.214 106.600 0.246
202203 1.096 110.400 1.217
202206 1.489 112.500 1.623
202209 0.996 114.200 1.069
202212 1.165 119.000 1.200
202303 1.930 118.800 1.992
202306 2.415 119.700 2.474
202309 1.859 120.300 1.895
202312 1.666 119.700 1.706
202403 2.345 120.200 2.392
202406 2.564 120.700 2.604
202409 3.060 121.200 3.095
202412 1.841 121.200 1.862
202503 3.318 122.500 3.321
202506 3.040 122.700 3.038
202509 3.014 123.100 3.002
202512 2.101 122.600 2.101
202603 3.336 122.600 3.336

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of MXN8.26 mean?
Intesanpaolo (MEX:ISP N) has a E10 of MXN8.26 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Intesanpaolo and its competitors.
Is Intesanpaolo's E10 too high?
Intesanpaolo's current E10 is MXN8.26. Overall, Intesanpaolo has a GF Score™ of 60/100, reflecting its overall financial health beyond just this single metric.
How does Intesanpaolo's E10 compare to PNC?
Intesanpaolo's E10 of MXN8.26 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Intesanpaolo and its competitors. Intesanpaolo's current E10 is MXN8.26. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Intesanpaolo stock overvalued right now?
Intesanpaolo (MEX:ISP N) has a current E10 of MXN8.26. The stock's GF Value™ is MXN85.35, compared to a current price of MXN118.41 — trading 38.7% above its estimated fair value. The current E10 is MXN8.26. Intesanpaolo's overall GF Score™ is 60/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Intesanpaolo (MEX:ISP N), the current E10 is MXN8.26 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Intesanpaolo (MEX:ISP N) Overvalued in 2026?

Based on GuruFocus' analysis, Intesanpaolo stock appears to be overvalued. The current stock price of MXN118.41 is trading 38.7% above its estimated GF Value™ of MXN85.35.

Key valuation signals for MEX:ISP N:

  • E10: MXN8.26
  • GF Value™: MXN85.35 vs. price of MXN118.41 (38.7% above fair value)
  • GF Score™: 60/100 with 6 warning signs

No single metric tells the full story. See the MEX:ISP N stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Intesanpaolo Business Description

Address Piazza San Carlo, 156, Torino, ITA, 10121
Intesa Sanpaolo is an Italian banking group resulting from the merger of Banca Intesa and Sanpaolo IMI in 2007. The Italian segment still accounts for by far the most of its earnings. Still, Intesa also has a growing international presence, focusing on some smaller countries in Central and Eastern Europe. Intesa has an enviable market position in the Italian savings market that it services through its private banking, asset management, and life insurance operations, which accounts for around 25% of its revenue. While Intesa does have a sizable corporate banking business, it has limited exposure to securities trading and underwriting.
60GF Score

Get the complete analysis for MEX:ISP N

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN118.41
Price
MXN85.35
GF Value